Current Rates

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Find the best rate for our CD options

CDs from State Bank are a great way to save securely and with a guaranteed rate. Our most current rates are shown here, and are subject to change. Please be sure to check our rates here before you open a CD account to ensure you know what rate your CD will have.

Certificate of Deposit Rates and APY accurate as of December 16, 2018.
 
TermMinimum to Open & Earn APYInterest RateAnnual Percentage Yield (APY)
182 Day

$1,000.00 to $25,000.00

$25,000.01 to $50,000.00

$50,000.01 to $100,000.00

$100,000.01 or more

1.10%

1.19%

1.29%

1.39%

1.10%

1.20%

1.30%

1.40%

12 Month$1,000.001.59%1.60%
18 Month SPECIAL

$5,000.00 to $100,000.00

$100,000.01 or more

2.48%

2.72%

2.50%

2.75%

24 Month

 $1,000.00 to $25,000.00

$25,000.01 to $50,000.00

$50,000.01 to $100,000.00

$100,000.01 or more

1.74%

1.84%

1.94%

2.03%

1.75%

1.85%

1.95%

2.05%

36 Month Advantage $5,000.00**(ONE rate upgrade)1.99%2.00%
48 Month Advantage$5,000.00**(ONE rate upgrade)2.13%2.15%
60 Month Advantage $5,000.00**(TWO rate upgrades)2.23%2.25%


Penalty for early withdrawal may apply. Fees could reduce earnings on account. Rate upgrade(s) available during the first term only.


Deposit Account Rates

Are you looking for an interest-bearing checking or savings account?  View the current rates for our deposit accounts to see what the best fit is for you.

Deposit Account Rates & APY accurate as of December 16, 2018.

 Account Balance to Earn APYInterest rateAnnual Percentage Yield (APY)

HYPE Checking

$100 minimum opening deposit

$0 to $25,000

$25,000.01 or more

2.015 %

.10 %

2.04 %

.10 %

Money Market Checking

$0 to $2,500

$2500.01 or more

.15 %

.30 %

.15 %

.30 %

Interest Checking

$0 to $50,000

$50,000.01 to $100,000

$100,000.01 or more

.10 %

.15 %

.30 %

.10 %

.15 %

.30 %

Regular Savings

$0 to $100,000

$100,000.01 or more

.15 %

.30 %

.15 %

.30 %

Health Savings Account

$0 to $15,000

$15,000.01 or more

.30 %

.50%

.30 %

.50%

IRA 6-month Variable 1.19 %1.20 %
IRA 12-month Variable

$0 to $25,000

$25,000.01 or more

1.39 %

1.49%

1.40 %

1.50%

IRA 48-month Variable

$0 to $25,000

$25,000.01 or more

1.78 %

1.88%

1.80 %

1.90%

Interest rate may change after account opening. Fees may reduce earnings.

Mortgage Rates

A mortgage is a big investment!  Let State Bank help you get the one that is right for your budget and financial needs with mortgage rates.

  • 15-Year Fixed Rate as Low as 4.25% (4.441% APR*)
  • 20-Year Fixed Rate as Low as 4.375% (4.525% APR**)
  • 30-Year Fixed Rate as Low as 4.50% (4.610% APR***)

 

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