Current Rates

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Find the best rate for our CD options

CDs from State Bank are a great way to save securely and with a guaranteed rate. Our most current rates are shown here, and are subject to change. Please be sure to check our rates here before you open a CD account to ensure you know what rate your CD will have.

Certificate of Deposit Rates and APY accurate as of October 19, 2017.
 
TermMinimum to Open & Earn APYInterest RateAnnual Percentage Yield (APY)
182 Day$1,000.000.30%0.30%
12 Month$1,000.000.80%0.80%
24 Month $1,000.001.05%1.05%
36 Month Advantage $5,000.00**(ONE rate upgrade)1.25%1.26%
48 Month Advantage$5,000.00**(ONE rate upgrade)1.35%1.36%
60 Month Advantage $5,000.00**(TWO rate upgrades)1.55%1.56%


Penalty for early withdrawal may apply. Fees could reduce earnings on account. Rate upgrade(s) available during the first term only.


Deposit Account Rates

Are you looking for an interest-bearing checking or savings account?  View the current rates for our deposit accounts to see what the best fit is for you.

Deposit Account Rates & APY accurate as of October 19, 2017.

 Account Balance to Earn APYInterest rateAnnual Percentage Yield (APY)

HYPE Checking

$100 minimum opening deposit

$0 to $25,000

$25,000.01 or more

2.015 %

.10 %

2.04 %

.10 %

Money Market Checking

$0 to $2,500

$2500.01 or more

.15 %

.30 %

.15 %

.30 %

Interest Checking

$0 to $50,000

$50,000.01 to $100,000

$100,000.01 or more

.10 %

.15 %

.30 %

.10 %

.15 %

.30 %

Regular Savings

$0 to $100,000

$100,000.01 or more

.15 %

.30 %

.15 %

.30 %

Health Savings Account

$0 to $15,000

$15,000.01 or more

.30 %

.50%

.30 %

.50%

IRA 6-month Variable .99 %1.00 %
IRA 12-month Variable 1.09 %1.10 %

IRA 48-month Variable

 1.24 %

1.25 %

Interest rate may change after account opening. Fees may reduce earnings.

Mortgage Rates

A mortgage is a big investment!  Let State Bank help you get the one that is right for your budget and financial needs with mortgage rates.

  • 15-Year Fixed Rate as Low as 3.25% (3.435% APR*)
  • 20-Year Fixed Rate as Low as 3.375% (3.519% APR**)
  • 30-Year Fixed Rate as Low as 3.625% (3.729% APR***)

 

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