Reduce Your Headache with these 6 Vacation Planning Tips

Posted on: in [ Budgeting ]

Summer is coming, and if you’re anything like us, you’re thinking about getting away for a little bit. Whether you’re thinking of a family vacation, a short trip for you and your significant other or maybe some time to yourself going somewhere or doing something you’ve always wanted to do, having the right plan is step number one.


It’s already the last week of May, but that doesn’t mean you’re out of luck when planning a vacation for this summer. It just means you have to be a little more vigilant in your planning and saving, but it can be done. Try some of these tips from your friends at State Bank to get your summer vacation planned and saved for so you can enjoy your time away!


  • Pick the right destination- so, you’ve always wanted to drive up the Pacific Coast Highway in California, but don’t quite have the budget for it? Just set that as a future goal, and find a closer and less expensive vacation destination that’s within your budget. Getting away is supposed to help you reduce stress which is kind of hard to do when you’re constantly worried about money.
  • Revisit your budget- if you’ve budgeted smartly, you already have money set aside for saving every month. Take a look over your budget and see if there are any places you can further trim down to put into your savings. This means you may have to…
  • Scale back on luxuries- this may be an inconvenience, but wouldn’t you rather have some temporary inconvenience in order to experience something you’ll always remember?
  • Take a look at alternatives to hotels- the whole point of getting away is to spend time doing new things, so why spend $150 a night or more for a hotel? All you need is some place to shower and lay your head at night, so check out bed and breakfasts, campgrounds and other places to rest after your adventurous days to save money.
  • Swap your home- another alternative to hotels, home exchanges are a great way to live comfortably on your vacation if you’re dead set on having some luxury in your accommodations. Websites like and have listings from all areas of the U.S. and the world available.
  • Look closer to home- if all you really need is some time to regroup and refresh, you don’t have to go far from home to do that. Be sure to check about great destinations right here in Iowa!


Wherever you decide to go, State Bank can help you get there. Just be sure to have your State Bank debit and credit cards with you, as well as a way to access your online or mobile banking account.  It’s always a good idea to let State Bank know your travel arrangement(s) to avoid having transactions mistaken for fraudulent activity while away.  Happy planning and traveling, and we hope to see you soon!


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