National Homeownership Month: Maintaining Your Home

Posted on: in [ Personal Finances ]

When it comes to home maintenance, many people are left guessing about what to do themselves or when to ask for help. It can be hard to decide whether hiring out is worth the extra expense or if you are better off fixing it on your own. National Homeownership Month is an opportunity to evaluate the improvements you are undertaking and where some changes could be made. State Bank has provided a guide for when to do it yourself or when to ask for help.

Do it Yourself

When it comes to tackling home projects, one may find they are never really completed. Whether you are redecorating a bedroom or bathroom, task after task seem to build up. If you find this cycle happening to you, make a list of jobs to be done, and stick to it! Here are some home duties you should be able to complete in a timely matter and have fun while doing so.

  • Painting. Cover the floors, tape around the borders, and get to it! Pick a color that fits the theme you are going for and make the painting process a fun weekend activity.
  • Decorating. Need a lamp, curtains, or rug? Home improvement stores are filled with items to improve the look of any room.
  • Gardening. Make your yard brilliant this summer by planting flowers and bushes around your home. Visit your local farmer’s market or flower shop to find plants that will complement your home.

Ask for Help

There comes a time when everyone needs a little help. While it may be difficult to admit you can’t do something on your own, it is often worth asking for help from a skilled professional.

  • Trying to complete a task without the proper tools can either add to your expenses or cause further damage. Using a tool or machinery incorrectly can be dangerous to you and anyone around.
  • For special jobs such as plumbing, electrical, or gas work, it is best to call in the experts. There is often more risk involved when dealing with these issues that should be dealt with by a professional.
  • When opportunity costs outweigh fiscal costs you may want to hire out. You may have calculated all expenses and found that you will pay more when hiring out then doing it yourself. However, it is imperative to take opportunity costs into consideration. The time and energy put into a project, may make the money spent worth it.

We hope you take the time to improve your home and make it your own this summer. State Bank offers personal and business banking services. Please don’t hesitate to stop in or give us a call to see how we can best serve you, and good luck with your home projects this summer!  


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