Back-to-School Shopping Tips

Posted on: in [ Personal Finances ]

It is once again that time in August when kids everywhere are concerned about school, their class schedules and who is in their classes. They are also concerned about having everything listed on their supply lists – pencils, paper, spirals, binders, pens and so forth. Your kids may also be thinking of what they are going to wear on the first day of school and having the right clothes.


The challenge you face as a parent is paying for all of this. Last year, the average back-to-school cost was north of $600 per child in the United States. However, your friends at State Bank have you covered. Many of our employees are parents looking at the same costs as you for the start of the new school year.


We have come up with a few ways you can get your kids everything they need without feeling like you’re crushing your bank account. Take a look through these tips and feel free to comment on our Facebook page if you have another money saving method to add.


Hit the end-of-summer sales- New clothes will probably be some of the more expensive items you would normally spend money on. By shopping around and waiting for retailers to put discounts on year-round clothing like graphic T-shirts and polo shirts, you’re saving money. Of course, you don’t have to go brand new…


Organize a clothing swap- Get together with other parents of kids who are the same gender and organize a clothing swap. You can save a bundle by simply trading clothes instead of purchasing new clothing.


Don’t go rogue- There’s a reason your kids get supply lists every year. Stick to the list and you’ll avoid overspending on unnecessary or “just because” items.


Leave the kids at home- When it comes to school supplies, there really isn’t a reason to have your child picking out everything. Plus it can eliminate some of those “just because” or “this is so cool” kind of purchases.


Go to untapped resources for school supplies- The supermarket and your home office are two areas flush with school supplies like pens, pencils and paper that are discounted, or if they are in your house already, free.


Brown bag it- Not only is making your kid’s lunch a generally healthier option, it can cost less per day than school-supplied lunches.


These are just a few things to think about as you get ready for another school year. If you have any other ways to save money for back-to-school purchases, feel free to share them over on the State Bank Facebook page.


Good luck and happy shopping!


Are you having trouble finding what you are looking for?