Credit Cards

Make purchases and build credit with a State Bank credit card

Are you making the most of your credit? Building a solid credit history allows you to receive better rates on auto loans and mortgages. One easy way to build up your credit history is to use a credit card.

State Bank offers different credit card options depending on what you are looking for in a credit card:

• Visa Cash Rewards- your credit card use turns into cash in increments of $50
• Visa Platinum Rewards- every dollar you put on your credit card turns into points to be used on over 1,000 rewards like travel discounts or gift cards
• Visa Platinum- offers benefits like travel accident insurance and auto rental collision damage waivers.

To apply for a credit card, go to our Online Credit Card Center.

Note: if you are under 21 years of age, you will need to apply for your credit card at a State Bank location as you cannot apply online for regulatory compliance reasons.

Using Your Credit Card

Use your State Bank credit card smartly! The last thing we want is for you to become trapped in credit card debt. Plan your credit card use, and do your best to make payments on time and not carry over balances from month to month.

If you have any other questions regarding Visa credit cards from State Bank, contact our office nearest you today.

* Subject to credit review and approval.  Cards issued by Fifth Third Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated.